May 2019 - Yaruzi's Portfolio Update

I did a few purchases in May, which increased my equity holdings from 33.65% to 37.72%.

Date	Securities	Action	Quantity	Currency	Price	Total
6-May-2019	Singtel	Buy	3,200.0000	SGD	3.1000	9,920.00
8-May-2019	China Mobile	Buy	1,500.0000	HKD	72.6500	108,975.00
9-May-2019	Bayer AG	Buy	150.0000	EUR	57.8800	8,682.00

Because of trade war, global market started to sell off.  My total portfolio value dropped to $801,728.52 despite additional fund of $4,000 injected. Excluding the fresh fund from monthly contribution, the portfolio held up rather well as the value only dropped -0.94% compared to the peak in April. In comparison, major indexes lost around 9-10% of their value. STI lost some 300 points from 3400 to around 3100, Hang Seng 3000 points from 30000 to 26900, Nasdaq 800 points from 8100 to 7300, etc.

Portfolio return YTD as of 31 May 2019 was 1.34%, XIRR YTD 5.25%, and XIRR since inception dropped to a low 4.18%.  I received total dividends of $1,423.76 in May.

Date	Securities Name	FCY	SGD
8-May-2019	Bayer AG	265.12	403.09
14-May-2019	ComfortDelgro	135.30	135.30
30-May-2019	Daimler AG	208.31	319.36
30-May-2019	First REIT	445.05	445.05
30-May-2019	Capitaland Mall Trust	120.96	120.96

Link to Yaruzi's low cost portfolio as of May 2019

April 2019 - Yaruzi's Portfolio Update

I contributed $85,000 of fresh fund to my portfolio in April. With market continuing to move up, my total portfolio value reached $805,298.18 at the end of April. I made a number of purchases in April, which increased my equity holdings from 17.75% in March to 33.65%. Return YTD was 2.31%, XIRR YTD was 7.93%, and XIRR since inception was 4.71%.

Date	Securities	Action	Quantity	Currency	Price	Total
12-Apr-2019	Telekomunikasi Indonesia	Buy	25,000.0000	IDR	3,840.0000	96,000,000.00
12-Apr-2019	China Mobile	Buy	2,000.0000	HKD	77.2500	154,500.00
15-Apr-2019	First REIT	Buy	9,200.0000	SGD	0.9850	9,062.00
16-Apr-2019	SIA Engineering	Buy	3,800.0000	SGD	2.4700	9,386.00
16-Apr-2019	Takeda Pharmaceutical	Buy	300.0000	JPY	4,250.0000	1,275,000.00
23-Apr-2019	China Mobile	Buy	2,500.0000	HKD	75.0500	187,625.00
23-Apr-2019	First REIT	Buy	20,600.0000	SGD	0.9725	20,033.00
25-Apr-2019	Singtel	Buy	3,200.0000	SGD	3.1300	10,016.00
26-Apr-2019	Singtel	Buy	3,200.0000	SGD	3.1300	10,016.00

I received total dividends of $269.98

Date	Securities Name	FCY	SGD
1-Apr-2019	Telstra Corporation Limited	186.78	179.12
1-Apr-2019	Tassal Group Ltd	94.74	90.86

Link to Yaruzi's low cost portfolio as of April 2019

March 2019 - Yaruzi's Portfolio Update

I contributed $4,000 fresh fund and did a few transactions in March.

• 12 March 2019 - bought 130 shares of Bayer AG @ EUR 67.39
• 16 March 2019 - sold 5500 shares of Dali Food Groups @ HKD 5.63 
• 22 March 2019 - added 7600 shares of Indofood CBP Sukses Makmur @ IDR 9,375, bringing my total holding to 13800 shares with average purchase price of IDR 9,071.74
• 22 March 2019 - added 3100 shares of Singtel @ $2.94, bringing my total holding to 7200 shares with average purchase price of $3.2

As of end March, my equity holding increased slightly to 17.75%, while cash and short term bond was at 82.25%. Return YTD was 2.24%, XIRR YTD was 9.51%, and XIRR since inception was 4.74%. I received total dividends of $56.57 from Royal Dutch Shell PLC-B.

Link to Yaruzi's low cost portfolio as of March 2019

Recent Sale - Dali Food Groups

Sold 5500 shares of Dali Food Group Co Ltd @HKD 5.63 on 16 March 2019. Total profit 0.45% including dividend with CAGR of 0.88% for a holding period of 6 months.

Equity allocation was at 15.83%, while cash & bond allocation was at 84.17%.

Recent Buy - Bayer AG

Bought 130 shares of Bayer AG @ EUR 67.39.

Equity allocation increased to 16.63%, while cash/bond allocation decreased to 83.37%.