Sunday, August 18, 2019

July 2019 - Yaruzi's Portfolio Update

With continuing market volatility due to worry of recession, and the fallout from trade war between US and China, I made some purchase in July to increase my equity allocation. I was aiming to increase my equity allocation to around 50% to avoid cash/bond dragging down my overall portfolio return. I didn't know when a major correction would happen, however what I could do was to have my war chest ready.

DateSecuritiesActionCurrencyQuantityPriceTotal
12-Jul-2019Heineken Malaysia BhdBuyMYR600.000022.680013,608.00
15-Jul-2019Tassal Group LtdBuyAUD2,100.00004.765510,007.55
29-Jul-2019SATSBuySGD2,000.00004.81009,620.00
31-Jul-2019Heineken Malaysia BhdBuyMYR600.000022.780013,668.00

Total portfolio was $827,876.07 as of end July with equity allocation at 46.99%, about 3% shy from my targetted allocation. Return YTD was 3.6%, XIRR YTD was 7.67% and XIRR since inception was 4.76%. I injected $4,000 fresh fund to the portfolio and received dividends of $142.83.

DateSecurities NameFCYSGD
5-Jul-2019Indofood CBP Sukses Makmur Tbk1,496,385.54 142.83 



Link to Yaruzi's low cost portfolio as of July 2019

Saturday, July 20, 2019

June 2019 - Yaruzi's Portfolio Update

I continued my purchase in June to increase my equity holdings. My portfolio equity allocation increased from 37.72% at end May to 44.73% at end June. Earlier this year, I was reducing my equity allocation as I feel valuation was too high, ahead of fundamental. Alas, FED succumbed to the political pressure from the US President, Donald Trump, and indicated they "might" cut interest rate to support the economy. Since I couldn't predict the future on when a deeper correction would happen, I decided to reposition my portfolio to a more neutral allocation.

DateSecuritiesActionCurrencyQuantityPriceTotal
3-Jun-2019SIA EngineeringBuySGD5,000.00002.420012,100.00
3-Jun-2019Takeda PharmaceuticalBuyJPY400.00003,582.00001,432,800.00
11-Jun-2019China MobileBuyHKD1,500.000069.6500104,475.00

I received total dividends of $2,041.52, mostly from China Mobile. Total dividends YTD was $4,611.64. Total portfolio value reached $825,558.31 with additional $4,000 of fresh fund injected. Return YTD was 3.83%, XIRR YTD was 9.62%, XIRR since inception was back above 5% to 5.01%.

DateSecurities NameFCYSGD
26-Jun-2019Royal Dutch Shell PLC-B32.65 55.97
27-Jun-2019China Mobile8,611.59 1,486.36
28-Jun-2019Telekomunikasi Indonesia5,238,090.24 499.19



Link to Yaruzi's low cost portfolio as of June 2019

Saturday, June 8, 2019

May 2019 - Yaruzi's Portfolio Update

I did a few purchases in May, which increased my equity holdings from 33.65% to 37.72%.

DateSecuritiesActionQuantityCurrencyPriceTotal
6-May-2019SingtelBuy3,200.0000SGD3.10009,920.00
8-May-2019China MobileBuy1,500.0000HKD72.6500108,975.00
9-May-2019Bayer AGBuy150.0000EUR57.88008,682.00

Because of trade war, global market started to sell off.  My total portfolio value dropped to $801,728.52 despite additional fund of $4,000 injected. Excluding the fresh fund from monthly contribution, the portfolio held up rather well as the value only dropped -0.94% compared to the peak in April. In comparison, major indexes lost around 9-10% of their value. STI lost some 300 points from 3400 to around 3100, Hang Seng 3000 points from 30000 to 26900, Nasdaq 800 points from 8100 to 7300, etc.

Portfolio return YTD as of 31 May 2019 was 1.34%, XIRR YTD 5.25%, and XIRR since inception dropped to a low 4.18%.  I received total dividends of $1,423.76 in May.

DateSecurities NameFCYSGD
8-May-2019Bayer AG265.12 403.09
14-May-2019ComfortDelgro135.30 135.30
30-May-2019Daimler AG208.31 319.36
30-May-2019First REIT445.05 445.05
30-May-2019Capitaland Mall Trust120.96 120.96



Link to Yaruzi's low cost portfolio as of May 2019

Wednesday, May 1, 2019

April 2019 - Yaruzi's Portfolio Update

I contributed $85,000 of fresh fund to my portfolio in April. With market continuing to move up, my total portfolio value reached $805,298.18 at the end of April. I made a number of purchases in April, which increased my equity holdings from 17.75% in March to 33.65%. Return YTD was 2.31%, XIRR YTD was 7.93%, and XIRR since inception was 4.71%.

DateSecuritiesActionQuantityCurrencyPriceTotal
12-Apr-2019Telekomunikasi IndonesiaBuy25,000.0000IDR3,840.000096,000,000.00
12-Apr-2019China MobileBuy2,000.0000HKD77.2500154,500.00
15-Apr-2019First REITBuy9,200.0000SGD0.98509,062.00
16-Apr-2019SIA EngineeringBuy3,800.0000SGD2.47009,386.00
16-Apr-2019Takeda PharmaceuticalBuy300.0000JPY4,250.00001,275,000.00
23-Apr-2019China MobileBuy2,500.0000HKD75.0500187,625.00
23-Apr-2019First REITBuy20,600.0000SGD0.972520,033.00
25-Apr-2019SingtelBuy3,200.0000SGD3.130010,016.00
26-Apr-2019SingtelBuy3,200.0000SGD3.130010,016.00 

I received total dividends of $269.98

DateSecurities NameFCYSGD
1-Apr-2019Telstra Corporation Limited186.78 179.12
1-Apr-2019Tassal Group Ltd94.74 90.86 



Link to Yaruzi's low cost portfolio as of April 2019

Sunday, April 7, 2019

March 2019 - Yaruzi's Portfolio Update

I contributed $4,000 fresh fund and did a few transactions in March.
  • 12 March 2019 - bought 130 shares of Bayer AG @ EUR 67.39
  • 16 March 2019 - sold 5500 shares of Dali Food Groups @ HKD 5.63 
  • 22 March 2019 - added 7600 shares of Indofood CBP Sukses Makmur @ IDR 9,375, bringing my total holding to 13800 shares with average purchase price of IDR 9,071.74
  • 22 March 2019 - added 3100 shares of Singtel @ $2.94, bringing my total holding to 7200 shares with average purchase price of $3.2
As of end March, my equity holding increased slightly to 17.75%, while cash and short term bond was at 82.25%. Return YTD was 2.24%, XIRR YTD was 9.51%, and XIRR since inception was 4.74%. I received total dividends of $56.57 from Royal Dutch Shell PLC-B.



Link to Yaruzi's low cost portfolio as of March 2019

Thursday, March 21, 2019

Recent Sale - Dali Food Groups

Sold 5500 shares of Dali Food Group Co Ltd @HKD 5.63 on 16 March 2019. Total profit 0.45% including dividend with CAGR of 0.88% for a holding period of 6 months.

Equity allocation was at 15.83%, while cash & bond allocation was at 84.17%.

Wednesday, March 13, 2019

Recent Buy - Bayer AG

Bought 130 shares of Bayer AG @ EUR 67.39.

Equity allocation increased to 16.63%, while cash/bond allocation decreased to 83.37%.

Saturday, March 2, 2019

February 2019 - Yaruzi's Portfolio Update

Chinese New Year was just passed, and we're now at the end of February. Total portfolio value increased to $714,766.89 with $4,000 fresh contribution. Return YTD was 2.39%, XIRR YTD was 15.85%, and XIRR since inception was 4.96%. Equity allocation was at 14.85%, with the remaining 85.15% in cash and bond.

Though market continued to rise in February, but it seemed the rise has slowed down compared to January. Will March be the start of the inflexion point? My guess is as good as yours. If the next few months provide the opportunity to get good companies at better valuation, I'm ready to increase my equity allocation.

I sold Carlsberg Brewery Malaysia Bhd & Heineken Malaysia Bhd and received total dividends of $541.01.

DateSecurities NameFCYSGD
7-Feb-2019Carlsberg Brewery Malaysia Bhd (MYR)140.30 46.21
7-Feb-2019BT Group PLC (GBP)81.36 142.24
28-Feb-2019First REIT247.25 247.25
28-Feb-2019Capitaland Commercial Trust39.78 39.78
28-Feb-2019Capitaland Mall Trust65.52 65.52



Link to Yaruzi's low cost portfolio as of February 2019

Thursday, February 28, 2019

Recent Sale - Carlsberg Brewery Malaysia Bhd, Heineken Malaysia Bhd

Sold 900 shares of Carlsberg Brewery Malaysia Bhd @ MYR 24.3. Total profit including dividends was 90.01% with CAGR of 32.44% for a holding period of 2 years and 3 months.

Sold 800 shares of Heineken Malaysia Bhd @ MYR 22.52. Total profit including dividends was 55.08% with CAGR of 21.17% for a holding period of 2 years and 3 months.

Equity allocation was reduced to 14.86%, while cash/bond allocation was at 85.14%.