Tuesday, August 8, 2017

July 2017 - Low Cost Portfolio Scorecard

Contrary to what I was anticipating in June, global equity market kept edging up in July. STI broke 3,300 resistance in July, while Dow Jones recently reached all time high at 22000. Indeed nobody knows what the future hold. Instead of trying to look into the crystal ball, I believe a successful investor should plan and ready to execute the plan according to the events unfolding.

Total portfolio value was $591,206.28 as of end July. Return YTD was 4.58%, XIRR YTD was 8.47%, and XIRR since inception was 6.78%. Portfolio equity allocation was 44.50%, while bond/cash allocation was 55.50%. I injected a $4,000 fresh fund and I received a dividend of $365.11in July as per table below.

DateSecurities NameFCYSGD
6-Jul-2017HSBC Holdings Plc (HKD)615.44 108.44
13-Jul-2017Vanguard FTSE AS (HKD)430.68 75.58
17-Jul-2017Sinopec Engineering Group Co (HKD)225.32 39.41
19-Jul-2017CNOOC (HKD)812.83 141.68 



Link to Yaruzi's low cost portfolio as of July 2017

Saturday, July 1, 2017

June 2017 - Low Cost Portfolio Scorecard

Finally, market seemed to take a breather in June. This could be a very initial stage for a short term equity market correction in a rather long bull run. Prices were still inflated, but I would be an eager buyer if equity market was to correct by 20% or more.

I received total dividends of $966.77 (excluding DBS dividend) in June. I opted for DBS scrip dividend, which entitled me to received 5 DBS shares.

DateSecurities NameFCYSGD
1-Jun-2017Hugo Boss (EUR)104.16161.27
8-Jun-2017Perusahaan Gas Negara (IDR)67.4467.44
8-Jun-2017Malayan Banking Berhad (MYR)506.25163.06
13-Jun-2017UOB70.0070.00
21-Jun-2017DBS94.2094.20
21-Jun-2017Prada Spa (HKD)751.19133.19
23-Jun-2017Indocement Tunggal Prakarsa (IDR)145.50145.50
28-Jun-2017Royal Dutch Shell PLC-B (GBP)32.8158.08
29-Jun-2017China Mobile (HKD)549.9996.91
29-Jun-2017BP PLC (GBP)40.5071.32

I added $4,000 fresh fund into the portfolio. Total portfolio value as of 30 June 2017 was $583,292. Return YTD was 3.92%, XIRR YTD 8.52%, and XIRR since inception was 6.67%.



Link to Yaruzi's low cost portfolio as of June 2017

Sunday, June 4, 2017

May 2017 - Low Cost Portfolio Scorecard

It's been five month since my last equity purchase. For the past five months, I was just sitting tight and collecting dividends as the market continued to go up. May was a bumper dividends month for me, as I received a total dividends of $1,494.91:

  • GBP 18.10 from British Land Co Plc
  • EUR 66.28 from Bayer Motoren WK
  • MYR 474.33 from Heineken Malaysia Bhd
  • MYR 596.17 from Carlsberg Brewery Malaysia Bhd
  • JPY 9,215 from Toyota Motor Corp
  • GBP 46.69 from Greggs PLC
  • EUR 32.89 from Deutsche Bank
  • $108 from Starhub
  • $108 from Keppel Corp
  • $60 from Sembcorp Industries
  • $53.50 from First REIT
  • $300 from Venture
  • $114.66 from Capitaland Mall Trust
  • $59 from Starhill Global REIT


I also contributed $4,000 worth of fresh fund into the portfolio. Total portfolio value as of 31st May was $579,961.02. Return YTD was 4.07%, XIRR YTD was 10.73%, and XIRR since inception was 7.36%. Equity vs bond/cash allocation was 45.08% vs 54.92%.



Link to Yaruzi's low cost portfolio as of May 2017

Sunday, April 30, 2017

April 2017 - Low Cost Portfolio Scorecard

As market continue it's momentum to the upside, return YTD was inching towards 3.42%, while XIRR YTD was 11.51% and XIRR since inception was 7.31% as of end April 2017. A significant fresh fund injection of $36,000 was made in April.

April was also a month with bumper dividends. Total dividends and interests received were $880,86 from:
  • AUD 116.54 from Telstra Corporation Limited
  • GBP 42.63 from BP PLC
  • HKD 1,288.31 from HSBC Holdings Plc
  • HKD 229.80 from Vanguard FTSE AS
  • EUR 73.39 from Daimler AG
  • HKD 990.40 from PCCW
  • CNY 144.68 from CSOP China Ultra Short Term Bond ETF
  • $94.40 from M1
Portolio allocation was 45.58% equities and 54.52% bonds and cash.

Chow Tai Fook was the top performer from total return perspective. It gapped-up on 13 April and broke out it's HKD 8.00 resistance, as the multiyear sales decline had finally shown sign of turn around. Retail sales in mainland China increased 16%, with same-strore sales rising 12% during the three months that ended March 31. Overall retail sales in Hong Kong and Macau grew 1%, and same-store sales rose 4% — the first quarterly increase in three years in Hong Kong and Macau. I sat on +88.95% return from capital appreciation and dividends received. Should I sell and take profit or stand still on the soon-to-be double bagger in my portfolio?




Link to Yaruzi's low cost portfolio as of April 2017

Thursday, April 13, 2017

March 2017 - Low Cost Portfolio Scorecard

My low cost portfolio continued to do well in March 2017. Return YTD as end of March was 2.24%, XIRR YTD was 9.56%, and XIRR since inception was 6.4%. Total dividends received in March was $434.92:
  • $274.34 from Capitaland Retail China Trust
  • GBP 34.16 from Royal Dutch Shell PLC-B
  • GBP 58.67 from BHP Billiton PLC
The month of March was also the month of rights issue. I applied for a total of 2100 rights (1,044 rights and 1,056 excess) from Ascott Residence Trust, and I was granted 1,900 rights at $0.919 per unit. I also applied for the rights issued by Deutsche Bank and received 80 units at EUR 11.65 per unit.

In term of portfolio component stock performance, Global Logistic was the star performer based on CAGR calculation (+101.10%), and Chow Tai Fook from total return perspective (+65.14%). BT Group PLC was the bottom performer from both CAGR (-33.62%)  and total return (-21.39%).



Link to Yaruzi's low cost portfolio as of March 2017