Saturday, January 12, 2019

Recent Sale - STI ETF, PCCW, Sembcorp Industries

Sold 4200 unit of STI ETF @ $3.25. Total profit including dividends was 5.64% with CAGR of 1.46% for a holding period of 3 years and 9 months.

Sold 5000 shares of PCCW @ HKD 4.68. Total profit including dividends was 2.52% with CAGR of 1.07% for a holding period of 2 years and 4 months.

Sold 1500 shares of Sembcorp Industries @ $2.71. Total profit including dividends was 1.51% with CAGR of 0.64% for a holding period of 2 years and 4 months.

These recent sale reduced my equity allocation to 29% and increased cash/bond allocation to 71%.

Monday, December 31, 2018

December 2018 - Yaruzi's Portfolio Update

To all my readers and blogger friends: Happy New Year 2019. My portfolio final number for 2018 is out. Return YTD was -0.85%, XIRR YTD was -0.88%, and XIRR since inception dropped to 4.25%. I'm contended with the portfolio performance considering market globally was not doing great this year. My portfolio also beat 73 out of 74 balanced fund unit trusts. Total portfolio value was $690,090.54 and total loss for 2018 was $5,892.11.

I received dividends of $128.99 in the month of December. Total dividends received for 2018 was $10,565.68, a 2.9% increased compared to to total dividends received in 2017.

DateSecurities NameFCYSGD
21-Dec-2018Royal Dutch Shell PLC-B (GBP)32.47 56.19
26-Dec-2018BP PLC (GBP)41.92 72.80

Equity allocation was at 31.20%, while bond & cash allocation was at 68.80%. I sold 2 bond ETF: ABF PAIF (USD) and CSOP China Ultra Short Term Bond (HKD) with the intention to consolidate the bond holding into Fullerton Short Term Interest Rate Fund C and United SGD Fund.

Link to Yaruzi's low cost portfolio as of December 2018

Sunday, December 2, 2018

November 2018 - Yaruzi's Portfolio Update

Market recovered some losses as November came to a close. As a result, my portfolio manage to recoup some losses in October. For the YTD, my portfolio was rather flat, down -0.09%. XIRR YTD was -0.11% and XIRR since inception improved to 4.76%. I contributed a fresh fund of $4,000 in November.

I had two transactions in November.
  • Sold 1900 shares of Indocement Tunggal Prakarsa @ IDR 19,525
  • Added 4900 shares of First REIT @ $1.03, bringing my total holdings to 11500 shares @ $1.1504
Equity allocation as of 30th November was at 31.95%, while bond & cash was at 68.05%

Total dividends received in Nov 2018 was $871.94

DateSecurities NameFCYSGD
5-Nov-2018Malayan Banking Berhad (MYR)393.51 129.27
13-Nov-2018British Land Co PLC (GBP)19.24 34.10
16-Nov-2018YiChang HEC ChangJiang Pharmaceutical (HKD)308.93 53.97
22-Nov-2018HSBC Holdings Plc (HKD)618.99 108.01
28-Nov-2018Toyota Motor Corp (JPY)8,377.00 101.23
29-Nov-2018Indofood CBP Sukses Makmur Tbk (IDR)288,771.19 27.26
29-Nov-2018SIA Engineering36.00 36.00
29-Nov-2018Starhill Global REIT57.50 57.50
29-Nov-2018First REIT141.90 141.90
30-Nov-2018Capitamall Trust182.70 182.70

Link to Yaruzi's low cost portfolio as of November 2018

Tuesday, November 20, 2018

Recent Buy - First REIT

Add 4900 shares of First REIT @ 1.03 on 19 November 2018. The purchase brought my total holdings of First REIT to 11500 shares @ 1.1504. After my purchase yesterday, it gets sold down further to 92 cents a share before recovering to 97.5 cents at closing today.

There was a lot of fear that the issue plaguing First REIT main sponsor, Lippo Karawaci, will eventually affect the REIT. Investors may be nervous with all the negative news flowing from the corruption case involving Lippo group in it's flag project, Meikarta, credit rating downgrade, concerns on possible rights issue to fund acquisition of OUE Lippo Healthcare assets, to tenant concentration risk with Lippo group being the major tenant of First REIT. Weak market didn't help either.

I added to my existing position with the belief that there was long term fundamental story for healthcare need. My view is that healthcare needs will grow for many years to come. I understood that I bore the risk of being at the wrong side, but my risk was less than 2% of my total portfolio. I will see how Lippo group navigate all the headwinds, and ready to add more at lower price if they prove that they'll have a higher chance to survive these ordeals.

Sunday, November 18, 2018

Recent Sale - Indocement Tunggal Prakarsa

Sold 1900 shares of Indocement Tunggal Prakarsa @ IDR 19,525 on 15 Nov 2018.

Indocement gave me a CAGR of 8.39% for a holding period of 2 years and 5 months.
Equity allocation was reduced to 31.30%, while bond & cash allocation was at 68.70%.