Sunday, November 22, 2020

Oct 2020 - Yaruzi's Portfolio Update

A late post, as things got really busy for me at work toward the end of the year. My portfolio's performance was probably at it's worst moment if we looked from the short term perspective. Return YTD was -13.05%, XIRR YTD was -17.05%, and XIRR since inception was -1.14%.

The positive thing was I received the sale proceeds of my flat and injected some of the cash into the portfolio. With a $120K cash injection, I went on a buying spree. As an optimist, I believe the darkest hour will be just before the dawn, and there was no better time to buy except when everyone was fearful. Aside from healthcare and consumer stocks, I also bought banks and other beaten-down stocks like Boeing.

22-Oct-2020Lockheed MartinBuyUSD20.0000366.36007,327.20
22-Oct-2020Diageo PLCBuyGBP250.000025.43006,357.50
22-Oct-2020Carlsberg Brewery Malaysia BhdBuyMYR800.000019.400015,520.00
23-Oct-2020Bank Central AsiaBuyIDR4,000.000029,000.0000116,000,000.00
23-Oct-2020Raffles Medical Group LtdBuySGD11,300.00000.80009,040.00
23-Oct-2020Carlsberg Brewery Malaysia BhdBuyMYR800.000019.440015,552.00

I received dividends of $1,139.05 in Oct 2020, bringing the total dividends YTD to $20,154,70.

DateSecurities NameFCYSGD
7-Oct-2020Carlsberg Brewery Malaysia Bhd785.95255.59
7-Oct-2020Raffles Medical Group Ltd140.00140.00
12-Oct-2020Diageo PLC214.28376.94
26-Oct-2020Ping An Insurance1,590.71277.42

Link to Yaruzi's portfolio as of October 2020

Sunday, October 25, 2020

Sep 2020 - Yaruzi's Portfolio Update

 September was a bumper month for dividends. Total dividends received were $3,792.73.

DateSecurities NameFCYSGD
2-Sep-2020ST Engineering150.00150.00
4-Sep-2020Ace Hardware Indonesia886,008.1080.99
11-Sep-2020Unilever PLC60.37105.45
16-Sep-20203M Co49.0066.50
16-Sep-2020Raffles Medical Group Ltd560.00560.00
23-Sep-2020Royal Dutch Shell PLC-B181.80315.20
30-Sep-2020Tassal Group Ltd482.03469.16
30-Sep-2020China Mobile9,507.961,671.50

The global equity index took a breather in September. Strait Times index broke 2500 and Hang Seng broke the 24000 level. My portfolio value dipped to $823,125.60. Return YTD was -12.47%, XIRR YTD was -16.53%, and XIRR since inception -0.39%. I took the opportunity to add Tencent Holdings at HKD 505.5.

Link to Yaruzi's portfolio as of September 2020

Saturday, October 3, 2020

Aug 2020 - Yaruzi's Portfolio Update

It's been busy for me at work and outside work, hence the very late update. The total portfolio value increased slightly from July to $858,014.35. Return YTD was -8.76%, XIRR YTD was -13.06%, and XIRR since inception was 1.68%. I didn't inject fresh funds. I was selling my HDB flat and buying a private property, so I need the cash flow to complete the transaction. 

For the month of August, I received total dividends of $2,165.40. 
DateSecurities NameFCYSGD
12-Aug-2020Indofood CBP Sukses Makmur Tbk8,065,600.35746.31
19-Aug-2020Unilever Indonesia3,099,365.98283.53
28-Aug-2020Capitaland Mall Trust189.90189.90
28-Aug-2020Capitaland Commercial Trust30.0630.06

I also made a few purchases to increase my equity allocation from 89.90% in July to 94.57%. Below are my purchases in August.
4-Aug-2020Diageo PLCBuyGBP235.000027.10506,369.68
6-Aug-2020Carlsberg Brewery Malaysia BhdBuyMYR600.000023.200013,920.00
28-Aug-2020Carlsberg Brewery Malaysia BhdBuyMYR700.000022.720015,904.00
31-Aug-2020Capitaland Mall TrustBuySGD4,700.00001.94009,118.00

Link to Yaruzi's low cost portfolio as of August 2020.

Sunday, August 9, 2020

July 2020 - Yaruzi's Portfolio Update

The FED and the US government were successful in rigging the market. NASDAQ and S&P500 were creeping up and closed at all-time high OR near an all-time high. The US market performance diverged when it's compared to Asia and Europe major index. My portfolio was paying the cost of protection through the use of inverse ETF. On hindsight, I should just let the portfolio ride the volatility as the cost of hedging was not worth it. It's going to cost the portfolio much lesser if I just trimmed companies I had less confidence during a volatile time and continued to stick with the higher-quality companies. I was fortunate that I decided to liquidate FIRST REIT in June after sponsor's action that made me questioned their integrity.

Analyzing my own portfolio, dividend stocks seemed to be out of favor and was outperformed by growth stocks. This could be due to the market was discounting the dividend cut for the next 6-12 months.  For long term investors, the question we should ask was if the growth companies could maintain their high growth rate forever and if dividend stocks would never restore their dividend yield. I think the answer was obvious. For this reason, I believed dividend growth stocks were in the sweet spot and would be a better choice than high dividend stocks or some growth stocks with very high multiples.

In the month of July, I received total dividends of $1,547.31 and made a fresh contribution of $5,000. I also added to my position in Ping An Insurance, Parkwaylife REIT, and Industrial and Commercial Bank of China.

22-Jul-2020Ping An InsuranceBuyHKD500.000086.150043,075.00
24-Jul-2020Parkwaylife REITBuySGD2,700.00003.36009,072.00
24-Jul-2020Ping An InsuranceBuyHKD500.000083.650041,825.00
27-Jul-2020Industrial and Commercial Bank of ChinaBuyHKD11,000.00004.770052,470.00

Link to Yaruzi's low cost portfolio as of July 2020.