Friday, October 6, 2017

September 2017 - Low Cost Portfolio Scorecard

The portfolio value finally broke $600,000 mark in September. As usual, a $4,000 fresh fund was injected to the portfolio. Return YTD was 5.92%, XIRR YTD was 8.44%, and XIRR since inception was 6.98% as of 30th September.

Total dividends received was $1,324.27.

DateSecurities NameFCYSGD
06-Sep-2017BT Group PLC (GBP)60.54 106.44
20-Sep-2017Capitaland Retail China Trust310.88 310.88
20-Sep-2017Royal Dutch Shell PLC-B (GBP)32.06 58.20
25-Sep-2017HSBC Holdings Plc (HKD)616.93 106.24
26-Sep-2017BP PLC (GBP)39.80 72.21
28-Sep-2017DBS105.27 105.27
28-Sep-2017UOB70.00 70.00
28-Sep-2017BHP Billiton PLC (GBP)58.04 105.39
29-Sep-2017Telstra Corporation Limited (AUD)116.54 123.91
29-Sep-2017China Mobile (HKD)2,144.09 370.93 

Link to Yaruzi's low cost portfolio as of September 2017

Saturday, September 2, 2017

August 2017 - Low Cost Portfolio Scorecard

August turned to be another month with bumper dividends. Monthly dividends reached a new record high and broke the record high set in May. Total dividends of $1,992.86 received.

DateSecurities NameFCYSGD
4-Aug-2017ABF PAIF (USD)64.88 87.93
8-Aug-2017British Land Co PLC (GBP)18.09 32.03
8-Aug-2017Keppel Corp72.00 72.00
8-Aug-2017M183.20 83.20
8-Aug-2017SIA Engineering168.00 168.00
14-Aug-2017Chow Tai Fook (HKD)1,670.90 289.57
16-Aug-2017SIA44.00 44.00
16-Aug-2017STI ETF201.60 201.60
17-Aug-2017Singtel267.50 267.50
22-Aug-2017Global Logistic Properties132.00 132.00
25-Aug-2017Ascott REIT184.59 184.59
25-Aug-2017Capitaland Commercial Trust109.44 109.44
25-Aug-2017Starhub48.00 48.00
28-Aug-2017First REIT53.50 53.50
29-Aug-2017Capitamall Trust115.50 115.50
29-Aug-2017Starhill Global REIT59.00 59.00
31-Aug-2017Sembcorp Industries45.00 45.00 

It seemed my portfolio was on track to reach $600K mark this year. Total portfolio value was $598,316.84 as of end August with equity allocation of 44.06% and bond/cash allocation of 55.94%. Return YTD was 5.1%, XIRR YTD 8.19%, and XIRR since inception at 6.75%. I injected $4,000 fresh fund into the portfolio.

Though there are some stocks I'm interested in, I'm not keen to add to my equity allocation at this point. My last equity purchase was 8 months ago in December 2016, and I've been sitting tight since. When will be a good time to buy? I guess I don't know, but I'm ready when opportunity present itself.

Link to Yaruzi's low cost portfolio as of August 2017

Tuesday, August 8, 2017

July 2017 - Low Cost Portfolio Scorecard

Contrary to what I was anticipating in June, global equity market kept edging up in July. STI broke 3,300 resistance in July, while Dow Jones recently reached all time high at 22000. Indeed nobody knows what the future hold. Instead of trying to look into the crystal ball, I believe a successful investor should plan and ready to execute the plan according to the events unfolding.

Total portfolio value was $591,206.28 as of end July. Return YTD was 4.58%, XIRR YTD was 8.47%, and XIRR since inception was 6.78%. Portfolio equity allocation was 44.50%, while bond/cash allocation was 55.50%. I injected a $4,000 fresh fund and I received a dividend of $365.11in July as per table below.

DateSecurities NameFCYSGD
6-Jul-2017HSBC Holdings Plc (HKD)615.44 108.44
13-Jul-2017Vanguard FTSE AS (HKD)430.68 75.58
17-Jul-2017Sinopec Engineering Group Co (HKD)225.32 39.41
19-Jul-2017CNOOC (HKD)812.83 141.68 

Link to Yaruzi's low cost portfolio as of July 2017

Saturday, July 1, 2017

June 2017 - Low Cost Portfolio Scorecard

Finally, market seemed to take a breather in June. This could be a very initial stage for a short term equity market correction in a rather long bull run. Prices were still inflated, but I would be an eager buyer if equity market was to correct by 20% or more.

I received total dividends of $966.77 (excluding DBS dividend) in June. I opted for DBS scrip dividend, which entitled me to received 5 DBS shares.

DateSecurities NameFCYSGD
1-Jun-2017Hugo Boss (EUR)104.16161.27
8-Jun-2017Perusahaan Gas Negara (IDR)67.4467.44
8-Jun-2017Malayan Banking Berhad (MYR)506.25163.06
21-Jun-2017Prada Spa (HKD)751.19133.19
23-Jun-2017Indocement Tunggal Prakarsa (IDR)145.50145.50
28-Jun-2017Royal Dutch Shell PLC-B (GBP)32.8158.08
29-Jun-2017China Mobile (HKD)549.9996.91
29-Jun-2017BP PLC (GBP)40.5071.32

I added $4,000 fresh fund into the portfolio. Total portfolio value as of 30 June 2017 was $583,292. Return YTD was 3.92%, XIRR YTD 8.52%, and XIRR since inception was 6.67%.

Link to Yaruzi's low cost portfolio as of June 2017

Sunday, June 4, 2017

May 2017 - Low Cost Portfolio Scorecard

It's been five month since my last equity purchase. For the past five months, I was just sitting tight and collecting dividends as the market continued to go up. May was a bumper dividends month for me, as I received a total dividends of $1,494.91:

  • GBP 18.10 from British Land Co Plc
  • EUR 66.28 from Bayer Motoren WK
  • MYR 474.33 from Heineken Malaysia Bhd
  • MYR 596.17 from Carlsberg Brewery Malaysia Bhd
  • JPY 9,215 from Toyota Motor Corp
  • GBP 46.69 from Greggs PLC
  • EUR 32.89 from Deutsche Bank
  • $108 from Starhub
  • $108 from Keppel Corp
  • $60 from Sembcorp Industries
  • $53.50 from First REIT
  • $300 from Venture
  • $114.66 from Capitaland Mall Trust
  • $59 from Starhill Global REIT

I also contributed $4,000 worth of fresh fund into the portfolio. Total portfolio value as of 31st May was $579,961.02. Return YTD was 4.07%, XIRR YTD was 10.73%, and XIRR since inception was 7.36%. Equity vs bond/cash allocation was 45.08% vs 54.92%.

Link to Yaruzi's low cost portfolio as of May 2017