This is my personal blog about things I learnt in life. My goal will be to "lay up" treasures in the afterlife and achieve financial independence on earth.
Hi Yaruzi,Happy investing. Is ur bond liquid or on term basis? Current bond yield is really low. How about cash, do u think the necessity to keep?
Hi Rolf, Gong xi fa cai. My bond exposure is through short term bond fund (United SGD Fund Class A) and bond ETF (ABF Pan Asian Bond Index), so I consider them liquid. I keep a little bit of cash in my portfolio, just in case a sudden buying opportunity (like today) appears.Outside of the portfolio, I keep my emergency fund mostly in cash.