Sunday, February 21, 2016

Finally I Pass!

It has been a gruelling 2 months for me to prepare for my exam. I failed on my 1st attempt on 1 Feb, but I manage to pass today on my 2nd attempt. My life was in suspended mode during this time. It's a relief that it's finally over before the next one comes.

Why is this exam important? Because in my experience, human capital is (more) important, especially when we're in the midst of building our investment assets. More to write, but until then I'll just be grateful for the Lord's blessing and enjoy a mind celebration with my loved ones.

Sunday, February 14, 2016

January 2016 - Unit Trust Portfolio Update

My unit trust portfolio dropped -2.43% YTD as of end January. Not a surprise, considering the sell-off we're seeing since the beginning of the year. I didn't expect that the portfolio would be resilient enough. I received cash dividend of $1,009.84.

No transactions in January.

Link to Yaruzi's unit trust portfolio allocation as of Jan 2016

Tuesday, February 9, 2016

Recent Buy - Low Cost Portfolio

Bought DBS 300 shares @ $13.19

Target allocation ratio equity vs bonds 60:40 reached. If STI falls to 1500-2500, targeted allocation will be 80:20.

Sunday, February 7, 2016

January 2016 - Low Cost Portfolio Update

Happy Chinese New Year All! May God bless you with His abundant love.

"But seek first the kingdom of God and His righteousness, and all these things shall be added to you." - Matthew 6:33 NKJV

If you read my previous post, you'd know I bought Singtel & Venture in January. 2016 YTD return was -4.37%.  I received dividend of HKD 189.85 from Vanguard FTSE Asia ex Japan High Dividend ETF, and $26.08 distribution from United SGD Fund Class A (Dis), I also injected another $3,000 to the portfolio.

I'm expecting to receive more cash dividend in February. Equity vs fix income allocation ratio was at 56:44. Singapore and Hong Kong stock price looked very attractive to me and I'd be looking to continue buying in the coming months.

Link to Yaruzi's low cost portfolio as of Jan 2016.