Recent Buy - WH Group

Bought WH Group (288.HK) 5000 shares @ HKD 5.97

Recent Buy - Daimler AG

Add Daimler AG (DAI.DE) 57 shares @ EUR 55.36

Recent Buy - China Mobile

Add China Mobile (0941.HK) 500 shares @ HKD 72.3

Recent Buy - ST Engineering and ComfortDelgro

Bought ST Engineering 1500 shares @ $3.35 and ComfortDelgro 2200 shares @ 2.31.

My equity holding was at 34.59% of the total portfolio. Based on a pre-defined allocation goal, I need to increase my equity holding to 40% at the current market level. So I was doing some research over the weekend and shortlisted ST Engineering and ComfortDelgro as good candidates to add.

They're selected because I considered them defensive, less volatile, offer decent dividends, and have relatively low debt. I personally think the market valuation is rather frothy at the moment, especially US, so I'm positioning my portfolio to be defensive and taking my time to nibble.

July 2018 - Yaruzi's Portfolio Update

It's been 7 months since the start of year and my portfolio has remained flat throughout. I injected $4,000.00 fresh fund into the portfolio and total portfolio value was $676,150.53 as of end July. Return YTD was 0.77%, XIRR YTD was at 1.36% and XIRR since inception was at 5.73%.

Equity allocation was at 34.59% with the rest in short term bonds and cash. My allocation rule will need me to increase equity holdings to 40% at the current market level. This mean I will have some room to add to my equity holdings. I've been busy at work to deliver a very aggressive goals, while trying to keep up with a number of new technology as a lot of companies invest heavily in automation to build their digital capability. Time is scarce for me to spend on researching candidates for new purchase.

I received dividends of $758.44 in July, which brought total dividends YTD to $5,152.22.

Date	Securities Name	FCY	SGD
6-July-2018	HSBC Holdings Plc (HKD)	620.62	107.49
10-July-2018	Carlsberg Brewery Malaysia Bhd (MYR)	176.57	59.06
11-July-2018	Malayan Banking Berhad (MYR)	506.49	169.47
11-July-2018	CNOOC (HKD)	1,060.76	182.34
13-July-2018	Vanguard FTSE AS (HKD)	748.07	129.34
16-July-2018	Sinopec Engineering Group Co (HKD)	457.71	79.32
18-July-2018	Capitaland Commercial Trust	31.41	31.41

Link to Yaruzi's low cost portfolio as of July 2018