Saturday, December 23, 2017

November 2017 - Low Cost Portfolio Scorecard

A very delayed update on the portfolio as I was away for vacation with my family. Having an enjoyable vacation was a privilege and I thank God for His grace. In a week time, I'd be having another portfolio update for December 2017. Geez, how fast time passed!

I was forced to sell one of my best performing stocks: Venture Manufacturing. I thought it was a great company, but the price surged too fast compared to the fundamental. I also felt there was too much optimism in the technology sector at the moment, which I didn't like. I kept Venture Manufacturing for almost 2 years and it brought me a total profit of +157.25% including dividends, so no regret :-). It's performance translated to a CAGR of 67.58%.

The portfolio received a fresh fund injection of $4,000.00. Return YTD was 7.93%, XIRR YTD was 9.32%, and XIRR since inception was 7.66%. I received $581.08 in dividends. Equity allocation was 41.57% and bond/cash was 58.43% as of end November.

DateSecurities NameFCYSGD
6-Nov-2017Malayan Banking Berhad (MYR)361.31 115.62
14-Nov-2017British Land Co PLC (GBP)18.65 33.20
23-Nov-2017HSBC Holdings Plc (HKD)616.60 105.99
24-Nov-2017Starhub48.00 48.00
28-Nov-2017SIA Engineering48.00 48.00
29-Nov-2017Capitaland Mall Trust116.76 116.76
29-Nov-2017First REIT53.50 53.50
29-Nov-2017Starhill Global REIT60.00 60.00 

Link to Yaruzi's low cost portfolio as of November 2017

Saturday, November 11, 2017

October 2017 - Low Cost Portfolio Scorecard

Total portfolio grew to $630,254.32 by end October 2017. Return YTD was 7.68%, XIRR YTD was 9.96%, and XIRR since inception was 7.92%. It was a slow month for dividends in October. I injected $12,000 fresh fund to the portfolio and received $673.31 in dividends.

I subscribed to Capitaland Commercial Trust rights issue and managed to get a total of 900 units, including excess.

DateSecurities NameFCYSGD
10-Oct-2017Greggs PLC (GBP)22.06 39.43
12-Oct-2017Heineken Malaysia Bhd (MYR)316.11 100.81
12-Oct-2017Carlsberg Brewery Malaysia Bhd (MYR)86.27 27.51
13-Oct-2017PCCW (HKD)416.95 71.84
13-Oct-2017CNOOC (HKD)707.69 121.93
16-Oct-2017Vanguard FTSE AS (HKD)1,811.64 311.78

Link to Yaruzi's low cost portfolio as of October 2017

Monday, November 6, 2017

Recent Sale - Venture Manufacturing

Selling Venture Manufacturing 600 shares @ $21.090.

Recent for selling:
1. Reading news over the weekend that Jeff Bezos was cashing out on his Amazon shares. Insiders selling may indicate short term peak for IT / technology related stock.
2. The recent parabolic run. I’m especially uncomfortable with the gap up since the opening today. It seemed there were many people that became too optimistic with its recent good result announcement.
3. As I worked in IT / technology, I understand it’s a cyclical sector. Many companies are sold with the trendy buzz word around digitalization, public cloud, software defined everything, continuous integration/continuous deployment, and devops. It reminds me in 2000, everyone wants to be a web programmer and work for a dot com startup.

Friday, October 6, 2017

September 2017 - Low Cost Portfolio Scorecard

The portfolio value finally broke $600,000 mark in September. As usual, a $4,000 fresh fund was injected to the portfolio. Return YTD was 5.92%, XIRR YTD was 8.44%, and XIRR since inception was 6.98% as of 30th September.

Total dividends received was $1,324.27.

DateSecurities NameFCYSGD
06-Sep-2017BT Group PLC (GBP)60.54 106.44
20-Sep-2017Capitaland Retail China Trust310.88 310.88
20-Sep-2017Royal Dutch Shell PLC-B (GBP)32.06 58.20
25-Sep-2017HSBC Holdings Plc (HKD)616.93 106.24
26-Sep-2017BP PLC (GBP)39.80 72.21
28-Sep-2017DBS105.27 105.27
28-Sep-2017UOB70.00 70.00
28-Sep-2017BHP Billiton PLC (GBP)58.04 105.39
29-Sep-2017Telstra Corporation Limited (AUD)116.54 123.91
29-Sep-2017China Mobile (HKD)2,144.09 370.93 

Link to Yaruzi's low cost portfolio as of September 2017

Saturday, September 2, 2017

August 2017 - Low Cost Portfolio Scorecard

August turned to be another month with bumper dividends. Monthly dividends reached a new record high and broke the record high set in May. Total dividends of $1,992.86 received.

DateSecurities NameFCYSGD
4-Aug-2017ABF PAIF (USD)64.88 87.93
8-Aug-2017British Land Co PLC (GBP)18.09 32.03
8-Aug-2017Keppel Corp72.00 72.00
8-Aug-2017M183.20 83.20
8-Aug-2017SIA Engineering168.00 168.00
14-Aug-2017Chow Tai Fook (HKD)1,670.90 289.57
16-Aug-2017SIA44.00 44.00
16-Aug-2017STI ETF201.60 201.60
17-Aug-2017Singtel267.50 267.50
22-Aug-2017Global Logistic Properties132.00 132.00
25-Aug-2017Ascott REIT184.59 184.59
25-Aug-2017Capitaland Commercial Trust109.44 109.44
25-Aug-2017Starhub48.00 48.00
28-Aug-2017First REIT53.50 53.50
29-Aug-2017Capitamall Trust115.50 115.50
29-Aug-2017Starhill Global REIT59.00 59.00
31-Aug-2017Sembcorp Industries45.00 45.00 

It seemed my portfolio was on track to reach $600K mark this year. Total portfolio value was $598,316.84 as of end August with equity allocation of 44.06% and bond/cash allocation of 55.94%. Return YTD was 5.1%, XIRR YTD 8.19%, and XIRR since inception at 6.75%. I injected $4,000 fresh fund into the portfolio.

Though there are some stocks I'm interested in, I'm not keen to add to my equity allocation at this point. My last equity purchase was 8 months ago in December 2016, and I've been sitting tight since. When will be a good time to buy? I guess I don't know, but I'm ready when opportunity present itself.

Link to Yaruzi's low cost portfolio as of August 2017

Tuesday, August 8, 2017

July 2017 - Low Cost Portfolio Scorecard

Contrary to what I was anticipating in June, global equity market kept edging up in July. STI broke 3,300 resistance in July, while Dow Jones recently reached all time high at 22000. Indeed nobody knows what the future hold. Instead of trying to look into the crystal ball, I believe a successful investor should plan and ready to execute the plan according to the events unfolding.

Total portfolio value was $591,206.28 as of end July. Return YTD was 4.58%, XIRR YTD was 8.47%, and XIRR since inception was 6.78%. Portfolio equity allocation was 44.50%, while bond/cash allocation was 55.50%. I injected a $4,000 fresh fund and I received a dividend of $365.11in July as per table below.

DateSecurities NameFCYSGD
6-Jul-2017HSBC Holdings Plc (HKD)615.44 108.44
13-Jul-2017Vanguard FTSE AS (HKD)430.68 75.58
17-Jul-2017Sinopec Engineering Group Co (HKD)225.32 39.41
19-Jul-2017CNOOC (HKD)812.83 141.68 

Link to Yaruzi's low cost portfolio as of July 2017

Saturday, July 1, 2017

June 2017 - Low Cost Portfolio Scorecard

Finally, market seemed to take a breather in June. This could be a very initial stage for a short term equity market correction in a rather long bull run. Prices were still inflated, but I would be an eager buyer if equity market was to correct by 20% or more.

I received total dividends of $966.77 (excluding DBS dividend) in June. I opted for DBS scrip dividend, which entitled me to received 5 DBS shares.

DateSecurities NameFCYSGD
1-Jun-2017Hugo Boss (EUR)104.16161.27
8-Jun-2017Perusahaan Gas Negara (IDR)67.4467.44
8-Jun-2017Malayan Banking Berhad (MYR)506.25163.06
21-Jun-2017Prada Spa (HKD)751.19133.19
23-Jun-2017Indocement Tunggal Prakarsa (IDR)145.50145.50
28-Jun-2017Royal Dutch Shell PLC-B (GBP)32.8158.08
29-Jun-2017China Mobile (HKD)549.9996.91
29-Jun-2017BP PLC (GBP)40.5071.32

I added $4,000 fresh fund into the portfolio. Total portfolio value as of 30 June 2017 was $583,292. Return YTD was 3.92%, XIRR YTD 8.52%, and XIRR since inception was 6.67%.

Link to Yaruzi's low cost portfolio as of June 2017