Friday, September 27, 2019

August 2019 - Yaruzi's Portfolio Update

A very late update from me on my portfolio in August, when we're almost at the end of September. I was busy with work as many changes happened in the company I worked for, and it had become a less enjoyable place to work for. There was changes in the company's top management and I felt very difficult to stay motivated when you hardly saw integrity in what they did. I felt like dragging my feet just to come to the office every day.

So I told myself enough was enough and after 7+ years, I decided it's time to move on. With the grace of God, one thing led to another. One recruiter had been trying to persuade me without success for sometime, but he persisted and called me just before I went for vacation in June. A call for an interesting role at the right time. I promised him I'd explore more after I was back from vacation. 

News spread fast that I was opened to explore new opportunities. I received 2 more calls from other head hunters while I was on vacation. One of them was very frustrated, because I didn't tell him first about me planning to explore new opportunities. For a few years I had politely rejected his offer for greener pastures.

Long story short, I got the role I wanted from the first recruiter and tendered my resignation in July. Throughout the process, I prayed for God to close the door if an opportunity was not for me. I asked Him to lead me for what He had destined for me, because only Him could see far into my future. I had a little break with my wife in September to have a little taste on being "free", before I started with my new employer in October. Geez, my wife and I enjoyed our time together so much!

With the market weakness in August, I continued to make a little purchases to increase my equity holdings. Return YTD was 3.08%, XIRR YTD was 5.78%, and XIRR since inception was 4.42%.
Equity allocation was at 51.09% with the remaining in cash and short term bonds.

12-Aug-2019Daimler AGBuyEUR207.000042.55008,807.85
14-Aug-2019Heineken Malaysia BhdBuyMYR600.000022.500013,500.00
15-Aug-2019Royal Dutch Shell PLC-BBuyGBP280.000022.45506,287.40

In turned out August was quite a bumper month for dividends. I received a total dividends of $2,864.42.

DateSecurities NameFCYSGD
8-Aug-2019SIA Engineering800.00 800.00
15-Aug-2019Singtel1,797.60 1,797.60
28-Aug-2019ComfortDelgro99.00 99.00
29-Aug-2019Capitaland Commercial Trust45.18 45.18
29-Aug-2019Capitaland Mall Trust122.64 122.64

Link to Yaruzi's low cost portfolio as of August 2019