As of end January, my equity holding was 35.53% of the portfolio. The remaining 64.47% was in short term bonds and cash. Total portfolio increased to $660,991.46 after profit and $4,000 fresh fund from my monthly contributions. As of end January, portfolio return YTD was 2.24%, XIRR YTD was 30.02%, and XIRR since inception was 8.59%. Total dividends received was $290.76.
Did I foresee that there would be blood bath in the market in February? Absolutely NO. But I believe Psalm 127:2 meant exactly that when it said, blessings came into God's beloved when they sleep.
"In vain do you get up early
and put off going to bed,
working hard to earn a living;
for He provides for His beloved,
even when they sleep."
-Psalm 127:2 CSB
Link to Yaruzi's low cost portfolio as of January 2018