December 2018 - Yaruzi's Portfolio Update

To all my readers and blogger friends: Happy New Year 2019. My portfolio final number for 2018 is out. Return YTD was -0.85%, XIRR YTD was -0.88%, and XIRR since inception dropped to 4.25%. I'm contended with the portfolio performance considering market globally was not doing great this year. My portfolio also beat 73 out of 74 balanced fund unit trusts. Total portfolio value was $690,090.54 and total loss for 2018 was $5,892.11.

I received dividends of $128.99 in the month of December. Total dividends received for 2018 was $10,565.68, a 2.9% increased compared to to total dividends received in 2017.

Date	Securities Name	FCY	SGD
21-Dec-2018	Royal Dutch Shell PLC-B (GBP)	32.47	56.19
26-Dec-2018	BP PLC (GBP)	41.92	72.80

Equity allocation was at 31.20%, while bond & cash allocation was at 68.80%. I sold 2 bond ETF: ABF PAIF (USD) and CSOP China Ultra Short Term Bond (HKD) with the intention to consolidate the bond holding into Fullerton Short Term Interest Rate Fund C and United SGD Fund.

Link to Yaruzi's low cost portfolio as of December 2018

November 2018 - Yaruzi's Portfolio Update

Market recovered some losses as November came to a close. As a result, my portfolio manage to recoup some losses in October. For the YTD, my portfolio was rather flat, down -0.09%. XIRR YTD was -0.11% and XIRR since inception improved to 4.76%. I contributed a fresh fund of $4,000 in November.

I had two transactions in November.

• Sold 1900 shares of Indocement Tunggal Prakarsa @ IDR 19,525
• Added 4900 shares of First REIT @ $1.03, bringing my total holdings to 11500 shares @ $1.1504

Equity allocation as of 30th November was at 31.95%, while bond & cash was at 68.05%

Total dividends received in Nov 2018 was $871.94

Date	Securities Name	FCY	SGD
5-Nov-2018	Malayan Banking Berhad (MYR)	393.51	129.27
13-Nov-2018	British Land Co PLC (GBP)	19.24	34.10
16-Nov-2018	YiChang HEC ChangJiang Pharmaceutical (HKD)	308.93	53.97
22-Nov-2018	HSBC Holdings Plc (HKD)	618.99	108.01
28-Nov-2018	Toyota Motor Corp (JPY)	8,377.00	101.23
29-Nov-2018	Indofood CBP Sukses Makmur Tbk (IDR)	288,771.19	27.26
29-Nov-2018	SIA Engineering	36.00	36.00
29-Nov-2018	Starhill Global REIT	57.50	57.50
29-Nov-2018	First REIT	141.90	141.90
30-Nov-2018	Capitamall Trust	182.70	182.70

Link to Yaruzi's low cost portfolio as of November 2018