Sunday, September 18, 2016

Unit Trust Portfolio - The Finale

I liquidated all my unit trusts in Fundsupermart on 29 Aug 2016. I received sale proceeds of $279,816.26. XIRR YTD was 8.32% and XIRR since inception was 2.52%. Not impressive, but the positive thing was I didn't lose money and I felt liberated from the need to pay platform fee! After about 4 years and 2 months investing in unit trusts, I finally decided to consolidate my investment fund in my very own portfolio.

Dividends and distributions received in August was $268.61. All proceeds will be re-invested in my low cost portfolio. With this significant cash injection, my low cost portfolio equity allocation dropped to a low of 20%. That was the reason I made quite a number of purchase in September.

Link to Yaruzi's unit trust portfolio allocation as of August 2016


  1. Hi. How do you get exposure to fixed income and short duration bonds if you don't use fsm? Thanks!

  2. Hi Alex,

    Currently my low cost portfolio use POEMS for both stock and unit trust purchase. No platform fee for holding unit trust in POEMS, but not all fund has 0% sales charge. United SGD fund which I use for short term bond holding has 0% sales charge.

  3. Cool. Thanks for sharing. I'll go take a look.