Will the rally continue in 2700? Only God knows! My part is to stick with the plan and probably be slightly defensive in my portfolio management.
As a result of the rally in equities, low cost portfolio XIRR YTD was 7.4% as of 30 November. XIRR since inception went back above 4% at 4.54%, beating CPF SA return, which I used as a benchmark for my low cost portfolio.
- CapitaRetail China Trust 5800 shares @ $1.3875
- CapitaMall Trust 4200 shares @ 1.9075
- SIA Engineering 1200 shares @ 3.45
- VanEck Vectors Gold Miners UCITS ETF (GDX.L) 140 shares @ USD 21.56
- Heineken Malaysia Bhd (2836.KL) 800 shares @ MYR 15.7275
- Carlsberg Brewery Malaysia Bhd (3255.KL) 900 shared @ MYR 13.78
I injected $4,000 fresh fund and received total dividends of $214.00 and GBP 18.09 in November. Dividends received were:
- GBP 18.09 from British Land Co PLC
- $36.00 from SIA
- $60.00 from Starhub
- $53.00 from First REIT
- $65.00 from Starhill Global REIT
Total portfolio value as of 30 November was about $3,000 shy of the half million mark, with 46.53% in equity and 53.47% in bonds & cash.
Link to Yaruzi's low cost portfolio as of November 2016
You are back from your holiday!
ReplyDeleteMerry Christmas to you and your family! :)
Thanks UN, we wish you & family a Merry Christmas and a Happy New Year too! God bless
DeleteYaruzi,
ReplyDeleteA very clear representation of your portfolio performance than some other bloggers out there.
1) Clearly shows capital injection.
2) Profits and losses in $ amount out in the open.
I can understand % for Return YTD and XIRR since inception.
But I've no clue why you have XIRR YTD?
Unless you just want to feel good about the higher percentages ;)
If you average out the XIRR YTD with the number of years, it will look even better than XIRR since inception. Now that's statistical manipulation for ownself cheat ownself! LOL!
Its a good example where the dollar amount returned does not change, how we calculate and what formula we use can make a big difference in percentages.
Wishing you happy holidays and Merry Christmas!
Hi SMOL, Merry Christmas and Happy New Year to you too!
DeleteI used XIRR YTD to give me the weighted return for the year from 1st January. I give you example:
Return YTD
Portfolio starting value 1st Jan 200,000
Inject fresh fund 30th Nov 200,000
Portfolio value+fresh fund+profit 31st Dec 410,000
Return YTD as of 31st Dec=10,000/40,0000=2.5%
XIRR YTD
Portfolio starting value 1st Jan 200,000
Inject fresh fund 30th Nov 200,000
Portfolio value+fresh fund+profit 31st Dec 410,000
XIRR YTD as of 31st Dec 4.62%
The XIRR YTD will reset every 1st Jan, and I hope it will give me a feel on how volatile the annualized weighted return of the portfolio year by year.
Thanks for coming by.
Yaruzi,
DeleteI see.
Have you noticed that if you input cash injection on 28th Feb instead of 30th Nov, the XIRR YTD changes?
Don't mind me.
I used to be an unofficial Business Navigator and I had great fun "manipulating" the KPIs and statistical reports just to see which top management is alert and know how to read beyond the figures ;)
Yes SMOL fully aware.
DeleteThe intention is not to manipulate KPI :-), but to avoid significant injection especially late in the year to skew the actual return. I think the XIRR YTD gives me a better feel on the weighted return.