September 2019 - Yaruzi's Portfolio Update

It's finally the time I bid my farewell to my colleagues and team members. I brought them out for drinks and we enjoyed the night. Then I spent the last week of September with my wife, exploring Singapore and hunting good meals. It's a good break before I started in the new workplace.

There was a sell-off on tobacco company in Indonesia due to plan by the government to increase excise by 23% early next year. I bought some Hanjaya Mandala Sampoerna and Gudang Garam during the sell-off. I didn't smoke, so the decision to buy the shares was purely an investment decision.

Date	Securities	Action	Currency	Quantity	Price	Total
17-Sep-2019	Hanjaya Mandala Sampoerna	Buy	IDR	90,000.0000	2,283.0000	205,470,000.00
17-Sep-2019	Gudang Garam	Buy	IDR	2,000.0000	55,110.0000	110,220,000.00

Total portfolio was $850,221.73 as of end September and I injected $20,000 fresh fund. Equity allocation was at 53.28%, with the remaining in short term bond and cash. Return YTD was 3.3%, XIRR YTD was 5.52%, and XIRR since inception was 4.39%. I received total dividends of $3,455.27 in September, with largest contributors came from China Mobile and First REIT.

Date	Securities Name	FCY	SGD
9-Sep-2019	BT Group PLC	189.83	322.43
17-Sep-2019	First REIT	887.95	887.95
25-Sep-2019	Royal Dutch Shell PLC-B	33.59	57.45
26-Sep-2019	China Mobile	11,502.45	2,014.08
27-Sep-2019	Telstra Corporation Limited	186.40	173.37

Link to Yaruzi's low cost portfolio as of September 2019