November 2019 - Yaruzi's Portfolio Update

Portfolio return YTD dipped to 3.52% at the end of November, likewise XIRR YTD dipped to 4.74% and XIRR since inception dipped to 4.22%. Total portfolio increased to $862,421.64, after an additional cash contribution of $10,000.

I did a couple of purchase in November, increasing my holdings in Indonesian tobacco companies and ComfortDelgro. I also sold all my Daimler AG holdings at EUR 52.85, above my average purchase price of EUR 47.0155. It gave me a total profit of $2,404.02 (CAGR 11.24%), including dividends received over the years. I sold because I'm rather concerned about the level of debt that Daimler had and it's worsening cash flow, which raised the question if it's future dividend would be sustainable. It also had a new CEO after the previous CEO, Dieter Zetche, retired in May. I was just not too sure yet if the new CEO had what it took to make Daimler a healthier company.

Date	Securities	Action	Currency	Quantity	Price	Total
1-Nov-2019	Hanjaya Mandala Sampoerna	Buy	IDR	47,000.0000	2,130.0000	100,110,000.00
7-Nov-2019	Gudang Garam	Buy	IDR	1,900.0000	53,000.0000	100,700,000.00
14-Nov-2019	ComfortDelgro	Buy	SGD	7,800.0000	2.3250	18,135.00

In November, I received total dividends of $128.52 from Capitaland Mall Trust. This brought up total dividends YTD to $11,687.21 or about $973.93 per month.

Date	Securities Name	FCY	SGD
29-Nov-2019	Capitaland Mall Trust	128.52	128.52

Time flew fast and we're at the end of 2019. It felt like it's just started. While we may enjoy investing and see our portfolio grow, I think our life is too short for not spending our time with our love ones. "For God so loved the world that He gave His only begotten Son, that whoever believes in Him should not perish but have everlasting life." - John 6:13 NKJV and His beloved Son's Name is Jesus, the Christ.

I wish all of my blogosphere friends, a Very Merry Christmas and a Happy New Year 2020! God loves you and bless you, my friends ...



Link to Yaruzi's low cost portfolio as of November 2019