Monday, February 10, 2020

January 2020 - Yaruzi's Portfolio Update

I received a sad news from a close family friend in January, two weeks before Chinese New Year. Our dear friends lost their beloved and only son due to sickness. While I believe wholeheartedly that their son is in a better place now with the loving Lord, I knew it wouldn't be easy to both parents. It'd been a roller coaster for the family as their son went through a few cycle of getting better and worse during the treatment. As friends, my wife and I could only offer our sincere prayer and support during their difficult time. We prayed that our dear friends would continue to receive strength to keep their faith.

In January, I sold Telstra Corporation Limited, making a little profit of 1.57% (CAGR 0.73%) inclusive of dividends after holding for 2 years and 2 months. The reason for selling was to rebalance my portfolio to the telecommunication sector. I also made 2 purchases below.

13-Jan-2020Ace Hardware Indonesia TbkBuyIDR62,000.00001,465.000090,830,000.00

I contributed a fresh fund of $5,000 and ended up the month with a total portfolio of $885,804.47. Return YTD was 0.05%, XIRR YTD was 0.6%, and XIRR since inception was 4.51%. Equity allocation was 54.65%, and I received total dividends of $1,142 from Singtel.

DateSecurities NameFCYSGD
10-Jan-2020Singtel1,142.40 1,142.40

Link to Yaruzi's low cost portfolio as of January 2020


  1. Hi,

    I stumbleupon your blog from and your spreadsheet looks nice. Is this possible to get a copy of spreadsheet, as I would rather difficult to summarize my investment portfolio.

    Anyway, thank you for your share, it's quite inspiring to me...

    1. Hi Vavai, here you go

  2. Take care bro. God's peace be with your friend's family.

    1. Hi UN, it's been a long time.
      Thank you and likewise I wish God's love is always be with you.