Sunday, March 1, 2020

February 2020 - Yaruzi's Portfolio Update

What a roller coaster month we had in February. I was up about $14,000 on 7th February and I gave that gains and almost all my 2019 gain back by the end of the month. As the fear of COVID-19 started to spread around the world, the global stock market started to discount the economic impact of the virus. Real business impact will start to show in the Q1-2020 financial reports, and I expect the market to further adjust the overly-optimistic valuation of public listed companies.

Despite the bloodshed in the market, there were many heart warming moments when we saw many little act of kindness and the selfless sacrifices by medical personnels around the world against COVID-19. In Singapore, we're also blessed by the prompt and effective responses of the Singapore Government that contained the spread of the virus rather quickly.

For my friends, readers, and fellow Singaporean, please let me pray God's blessing of protections from Psalm 91:

"He who dwells in the secret place of the Most High
Shall abide under the shadow of the Almighty.
I will say of the Lord, “He is my refuge and my fortress;
My God, in Him I will trust.”
Surely He shall deliver you from the snare of the fowler

And from the perilous pestilence.
He shall cover you with His feathers,

And under His wings you shall take refuge;

His truth shall be your shield and buckler.
You shall not be afraid of the terror by night,

Nor of the arrow that flies by day,
Nor of the pestilence that walks in darkness,

Nor of the destruction that lays waste at noonday.
A thousand may fall at your side,

And ten thousand at your right hand;

But it shall not come near you."

As the market corrected, I nibbled the shares of some companies I have been eyeing for a while now.

DateSecuritiesActionCurrencyQuantityPriceTotal
6-Feb-2020Raffles Medical Group LtdBuySGD9,000.00001.03009,270.00
7-Feb-2020Raffles Medical Group LtdBuySGD9,000.00001.02009,180.00
24-Feb-2020Unilever IndonesiaBuyIDR11,000.00007,325.000080,575,000.00
28-Feb-2020Indofood CBP Sukses MakmurBuyIDR8,000.000010,150.000081,200,000.00
28-Feb-2020Hanjaya Mandala SampoernaBuyIDR50,000.00001,655.000082,750,000.00
28-Feb-2020Gudang GaramBuyIDR2,000.000050,500.0000101,000,000.00
28-Feb-2020Unilever IndonesiaBuyIDR12,000.00006,725.000080,700,000.00
28-Feb-2020Kalbe FarmaBuyIDR66,000.00001,215.000080,190,000.00

Total portfolio value dropped to $875,928.42 despite $30,000 fresh fund injections. Return YTD was -4.31%, XIRR YTD -23.95%, and XIRR since inception was on all time low of 2.80%. Equity allocation was at 58.24% with the rest in short term bonds and cash, which I will utilize as war chest when market trades lower. I received a total dividends of $165.36 for the month.

DateSecurities NameFCYSGD
28-Feb-2020Capitaland Mall Trust130.62 130.62
28-Feb-2020Capitaland Commercial Trust34.74 34.74



Link to Yaruzi's low cost portfolio as of February 2020

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