Sunday, November 22, 2020

Oct 2020 - Yaruzi's Portfolio Update

A late post, as things got really busy for me at work toward the end of the year. My portfolio's performance was probably at it's worst moment if we looked from the short term perspective. Return YTD was -13.05%, XIRR YTD was -17.05%, and XIRR since inception was -1.14%.

The positive thing was I received the sale proceeds of my flat and injected some of the cash into the portfolio. With a $120K cash injection, I went on a buying spree. As an optimist, I believe the darkest hour will be just before the dawn, and there was no better time to buy except when everyone was fearful. Aside from healthcare and consumer stocks, I also bought banks and other beaten-down stocks like Boeing.

22-Oct-2020Lockheed MartinBuyUSD20.0000366.36007,327.20
22-Oct-2020Diageo PLCBuyGBP250.000025.43006,357.50
22-Oct-2020Carlsberg Brewery Malaysia BhdBuyMYR800.000019.400015,520.00
23-Oct-2020Bank Central AsiaBuyIDR4,000.000029,000.0000116,000,000.00
23-Oct-2020Raffles Medical Group LtdBuySGD11,300.00000.80009,040.00
23-Oct-2020Carlsberg Brewery Malaysia BhdBuyMYR800.000019.440015,552.00

I received dividends of $1,139.05 in Oct 2020, bringing the total dividends YTD to $20,154,70.

DateSecurities NameFCYSGD
7-Oct-2020Carlsberg Brewery Malaysia Bhd785.95255.59
7-Oct-2020Raffles Medical Group Ltd140.00140.00
12-Oct-2020Diageo PLC214.28376.94
26-Oct-2020Ping An Insurance1,590.71277.42

Link to Yaruzi's portfolio as of October 2020


  1. Only $80k more to cross the million dollar mark, congrats!

    1. Hi 1MSREITs,

      Thank you, I hope to cross the $1M soon.

  2. Hi Yaruzi, love following your blog! Quick question, what's your thesis for averaging down on Raffles Medical?

    1. Hi A. Lo

      Thank you for dropping by. I always believe that health care is not an option, but a necessity. As people get more affluent, one spending they won't avoid is in health care. Already happened in Singapore that medical cost inflation was higher than the general inflation. If Raffles Medical manage to grow in China, and I'm really optimistic about China 10-20 years from now, I think Raffles Medical will be a good long term investment for me. Based on my back of the envelope calculation, I think Raffles Medical is offering a good value at $0.70, so when it hovered around $0.80 I bought some.

      Job 2:4 - So Satan answered the Lord and said, “Skin for skin! Yes, all that a man has he will give for his life

    2. Thanks Yaruzi. Makes a lot of sense. It's pretty hard to find something of value to invest in these days given the market run up, but I've been toying with the idea of averaging down on RMG. It's certainly been a laggard in recent months. However, as you say, take the long term view on China in 10-20 years and the investment case becomes more solid.

  3. Hi Yaruzi,
    Congrats !! just a step away from having $1 Mil in TTL portfolio value ...I think your dividend income will "explode" from now onwards.
    Cheers !! :D

    1. Hi STE,

      Thank you, I hope your portfolio do well too during this time. Did you go shopping in September?